photo de profil d'un membre

Charles-Francois

Charles FRENOVE - Resume

Résumé

Hi,
I am a French multilingual, dynamic, thorough and determined insurance executive with excellent interpersonal skills and an international experience.

Expériences professionnelles

Chief executive officer

TCA , Reims - Autres

De Juin 2023 à Aujourd'hui

TCA is a family business and a Managing General Agent (MGA) with a full underwriting, pricing, claims and trial handling delegation. We operate in France and in Belgium.
Since 1987, we specialize in tailor-made solutions for difficult and/or aggravated commercial Property & Casualty risks (recycling plants, woodwork factories, hazmat warehouses, logistic platforms, vacant buildings, risky leisure parks, nightlife, ...).
Our office is located in the city center of Reims, capital city of the Champagne region, in France, 45 minutes away from Paris and 30 minutes away from the Paris Charles De Gaulle Airport thanks to the high-speed train. Our office is also at a one-hour drive from the Belgian border.
Permanent contract.

General Property | Business Interruption | Machinery Breakdown | Commercial General Liability (CGL) | Professional Indemnity/Liability - Errors & Omissions (E&O)

Chief operations officer

TCA , Reims - Autres

De Novembre 2021 à Juin 2023

TCA is a family business and a Managing General Agent (MGA) with a full underwriting, pricing, claims and trial handling delegation. We operate in France and in Belgium.
Since 1987, we specialize in tailor-made solutions for difficult and/or aggravated commercial Property & Casualty risks (recycling plants, woodwork factories, hazmat warehouses, logistic platforms, vacant buildings, risky leisure parks, nightlife, ...).
Our office is located in the city center of Reims, capital city of the Champagne region, in France, 45 minutes away from Paris and 30 minutes away from the Paris Charles De Gaulle Airport thanks to the high-speed train. Our office is also at a one-hour drive from the Belgian border.
Permanent contract.

General Property | Business Interruption | Machinery Breakdown | Commercial General Liability (CGL) | Professional Indemnity/Liability - Errors & Omissions (E&O)

Casualty facultative underwriter

Munich Re , Munich - CDI

De Décembre 2019 à Novembre 2021

Global Clients team (GC/NA4.4.5).
Casualty Facultative & Corporate ("Single Risks") Underwriting department.
Global & North American Clients division.
Permanent contract.

Commercial General Liability (CGL) | Professional Indemnity/Liability - Errors & Omissions (E&O) | Workers' Compensation | Product Liability | Product Recall | Employers Liability | Environmental Liability | Contractual Liability | Completed Operations Liability | Contingent Liability | Single Project Professional Indemnity (SPPI) | Owner-Controlled Insurance Program (OCIP) | Contractor-Controlled Insurance Program (CCIP)

• Analysed and priced 30+ casualty risks submitted by global reinsurance brokers and by global insurance companies, mainly covering Global Fortune 500 firms, with extensive exposure to the Construction and Railway industries, especially in North America.
• Built an Excel benchmarking tool for global white-shoe lawfirms PI risks underwriting backed on a 20-firm database that I also built.
• Built a 30-metric Power BI portfolio analysis tool for the team, especially used by the manager for his yearly performance review.
• Wrote a 25-slide presentation about the impact of the Covid-19 pandemic on the global Construction industry for the global Munich Re Construction Liability expert group.
• Co-wrote, with 3 other colleagues, a 50-page handbook about social inflation and litigation funding which has been distributed among the worldwide Munich Re community.

I quit in November 2021 to join TCA.

Innovation & partnerships analyst

Munich Re , Munich

De Juin 2019 à Novembre 2019

Business Building team (EU/LA2.4).
Client Management for Europe department.
Europe & Latin America division.
End-of-studies (Dauphine) internship.

• Analysed 4+ insurtech business plans
• Wrote 5+ market analysis
• Wrote 10+ presentations for clients (insurtechs, MGAs, insurance companies)
• Produced a detailed benchmark (data scraping of 300+ quotes) of the French housing insurance market for an automated pricing tool
• Wrote a 5-page appendix of a BAA (a claims management decision tree)
• Built a general conditions writing Excel tool
• Additional collaborations with the Traditional Reinsurance and the Financial Solutions teams within the Client Management department

Junior property & casualty underwriter

TCA , Reims - CDI

De Septembre 2017 à Septembre 2018

TCA is a French family business and a Managing General Agent (MGA) with a full underwriting, pricing, claims and trial handling delegation.
Since 1987, we specialize in tailor-made solutions for difficult and/or aggravated professional Property & Casualty risks (recycling plants, hazmat warehouses, logistic platforms, vacant buildings, risky leisure parks, nightlife, ...) in France.
Our office is located in the city center of Reims, capital city of the Champagne region, 45 minutes away from Paris and 30 minutes away from the Paris Charles De Gaulle Airport thanks to the high-speed train.
Permanent contract.

General Property | Business Interruption | Machinery Breakdown | Commercial General Liability (CGL) | Professional Indemnity/Liability - Errors & Omissions (E&O)

• Priced and wrote 30+ tailor made Property and Commercial General Liability (CGL) insurance policies for difficult/aggravated professional risks.
• Took part in 5 onsite risk assessment visits and in one post-fire visit (complete destruction of a building).
• Developed a brokers prospection strategy and contacted 100+ brokers.
• Contacted 2 newspapers and managed the edition of 3 articles and 2 video interviews of the CEO.
• Wrote a call-for-tender to 5 IT consulting companies in order to design a more efficient system.
• Produced a 15-page procedures booklet for the Client Services and the Finance departments.

I quit in August 2018 to undertake my courses at the Paris Dauphine University.

Wealth management analyst

JP MORGAN , Paris

De Juin 2017 à Août 2017

Investment Advisory department, Wealth Management division.

• Performed 25+ tailor-made clients’ portfolio situation reviews (IRR, leverage, diversification, margin)
• Wrote 10+ investment presentations (equity, funds and structured products)
• Composed 5+ morning meeting introductions (financial markets and press reviews)
• Produced a selection of 20+ companies based on Environmental, Social and Governance (ESG) criteria
• Built a dynamic asset allocation monitoring Excel tool for a London-based 10-people team
• Created a 10-page guideline for client prospection regarding Compliance criteria

Wealth management analyst

UBS , Paris

De Décembre 2015 à Juin 2016

UHNW (Ultra High Net Worth) individuals team.
Investment Products & Services department.

• Collaborated with private bankers, portfolio managers and products and services specialists,
• Performed 70+ tailor-made client’s portfolios situation reviews (IRR, leverage, diversification, margin),
• Wrote 30+ investment presentations (equity, fixed income, hedge funds, structured products, life insurance, Lombard credit, corporate finance services),
• Produced 10+ investment ideas presentations for clients based on macroeconomic trends and forecasts,
• Carried out 12+ financial analysis of prospect companies in order to propose cash management services,
• Assisted UHNW private bankers in setting up client prospecting strategies with extensive senior exposure.

Formation complémentaire

Master Grande Ecole

Neoma Business School - Finance

2013 à 2017

Top 25 of world Masters in Management (Financial Times, 2012).
AACSB, EQUIS and AMBA accredited.

Major in Finance.
Passed the CFA - Level 1 exam.

Reims campus (ex Reims Management School, "Sup de Co" program).

Associations

Risk 218

http://risk218.com/

2019 Year Group Representative

Parcours officiels

MASTER 2 Assurance & Gestion du Risque

Langues

Anglais - Courant

Chinois - Notions

Espagnol - Technique

Français - Langue maternelle

Allemand - Technique

Compétences

SAS
VBA
Bloomberg
SQL
CFA - Level 1
Office
Souscription
Assurance
Risques aggravés
Finance
Gestion de fortune
Summer Internship
Aggravated Risks
Insurance
MGA
Courtage
Brokerage
Reinsurance
Non-traditional solutions
Innovation
Partenariat
Underwriting
Direction

Centres d'intérêt

  • Music (drums) Boxing (French Savate) Shooting (Pistol - 10m)