Résumé
After working 20 years in Banking, IT, CPG, Hospitality, Aeronautics industries, always around process optimization, efficiency or enabling the Transformation of the Business, I propose to my client a comprehensive approach based on my biggest successes: Internal study (People, Processes, Products/Services) vs Competition vs External factors (Rates, Legal, Environment...) to align with both customer and shareholder expectations.
Most of my clients are based on the East Coast: Greenwich, CT / Dannon: White Plains, NY / Patriot Bank: Stamford, CT. But I am expanding on the West Coast: Union Bank in San Francisco, LA which is merging with US Bank to form the 5th largest Banking Institution in the United States.
All-in-one Finance Offer:
1- FP&A / Management Control / Contrôle de Gestion: Budget, Forecast, Plan & Variance Analysis. Presentation to Management/Board. Help improve the margins, spot the issues and effectively integrate reporting, budgeting and strategic planning in order to optimize company value, maximize cash flow and minimize risk and cost.
2- Regulatory Reporting: From Business Intelligence to Call Report 2nd Level Review. Help establish best practices to reduce exposure vis a vis the Regulator.
3- Audit: Internal (SOX, Operations, Finance, IT: deep dive in existing processes; uncover inefficiencies, duplicities or flaws in processes) put best in class methodology in place (used in largest Banks in the US). External (help manage the relation with Audit Firms, introduce the best partners and ultimately find efficiencies and improve the quality of the filings).
4- Transformation: Process Optimization, Cost Reduction, New Software Implementation, RFP, Change Management.
5- Investment Strategy: Real Estate vs Bond market. Portfolio Management.
Expériences professionnelles
President & ceo
SAGE , Pleasant mount - Libéral
Depuis le 01 avril 2022
B2B & B2C Financial Solutions.
Core business:
1- Budget, Forecast, Variance Analysis.
2- Regulatory Reporting and Relation/Mediation with Regulator.
3- Audit both Internal & External.
4- Transformation: Process Optimization, Efficiency, Business Services/Outsourcing (HR, IT, Finance), Workforce Planning
5- Real Estate: Investment & Portfolio Management.
Vice president of finance
PATRIOT BANK, N.A.
Depuis le 01 août 2017
Senior finance consultant
Patriot Bank , Stamford - CDD
De Janvier 2017 à Mars 2018
Reporting directly to the CFO, I oversee all financial analysis.
• Responsible for year-end preparations, in collaboration with external auditors.
• In charge of all Financial Planning, including budgets, forecasts, plans.
• I ensure compliance and statutory reporting.
Senior finance consultant
HEI Hotels and Resorts , Norwalk - CDD
De Octobre 2016 à Janvier 2017
Senior finance consultant
The Dannon Company , White plains - CDD
De Janvier 2016 à Septembre 2016
Managed all financial analysis for the American subsidiary of the biggest French Dairy & Food Company. I have made the financial data more reliable and found $300K savings in HQ.
• Responsible for the Budget, Rolling Forecast, Month Close and Risks & Ops analysis.
• Review monthly financial reporting to Headquarters.
Senior finance consultant
Nitron Group Corporation , Greenwich - CDD
De Juillet 2015 à Décembre 2015
Implement reports on demand, to facilitate decision making by top management
Work on the receivables: track the past due, follow up with the payments, and manage the coming due to optimize the cash
Check the payables to limit the risk of additional charges in interest and maintain the reputation of the company in our Industry
Developed, introduced and run a system to manage the loans expiring at the banks, to maximize cash utilization. By creating alerts and sending reminders to the clients before their debt comes at maturity, I help free the lines and open the door to new businesses
Calculate the P&L by product and by country to determine on which market we should make more business. I have used finance and statistics to allow the CEO to make strategic decisions
Contrôleur de gestion senior
Groupe Crédit Agricole , Montrouge - CDD
De Janvier 2013 à Janvier 2015
Financial Reporting for EverGreen: the real estate project of the entire Group: € 1.1 billion
Created, managed and reconciled the entire budget as well as tracked and reported on variances for the Asset Management entity, the Property Management entity and the IT Department
Ran monthly, quarterly, bi-annual reports for the same entities
Performed analysis, reporting, including trends and variances to top management
Participated in the financial processes reengineering, with the CFO, the FP&A Director and a team of consultants
Consultant contrôle de gestion
STERIA
De Mars 2010 à Janvier 2013
Reengineered Financial processes with a team of 6 junior consultants that I supervised. We prioritized, then started and focused on the billing and the cash
HR & Payroll systems interface project, with the mission to create a global HR computing system including recruitment, HRM and payroll
Conducted the RFP for a new billing software. The target was to reach over €1 million of debt collection
Contrôleur de gestion
EADS TESTS ET SERVICES , Velizy cedex - CDI
De Décembre 2004 à Février 2010
I started controlling the invoices and creating the budget for the French entities. Later, I became in charge of the budget, forecasts and variance analysis for EADS Test & Services International
In collaboration with the HR Director, I was involved in an optimization project of the refund process which permitted the company to save over €145,000
In February 2009, I was promoted in Brighton, UK to work in the office of a company we recently acquired. The objective was to have a closer and sharper look on their accounts and operations
I became responsible for the international reporting (UK, Asia and North America). I was in direct collaboration with the global Headquarter in Germany
I collaborated with the CFO on treasury analysis, foreign companies accounts auditing and financial analysis
Parcours officiels
Langues
Allemand - Technique
Anglais - Courant
Espagnol - Courant
Français - Langue maternelle