Charles-Francois

TCA is a French family business and a Managing General Agent (MGA) with a full underwriting, pricing, claims and trial handling delegation.
Since 1987, we specialize in tailor-made solutions for difficult and/or aggravated professional Property & Casualty risks (woodwork, recycling plants, hazmat warehouses, logistic platforms, vacant buildings, risky leisure parks, nightlife, ...) in France.
Our office is located in the city center of Reims, capital city of the Champagne region, 45 minutes away from Paris and 30 minutes away from the Paris Charles De Gaulle Airport thanks to the high-speed train.
Permanent contract.

General Property | Business Interruption | Machinery Breakdown | Commercial General Liability (CGL) | Professional Indemnity/Liability - Errors & Omissions (E&O)

Global Clients team (GC/NA4.4.5).
Casualty Facultative & Corporate Underwriting department (MR_F&C-Cas-Fac).
Global & North American Clients division.
Permanent contract.

Commercial General Liability (CGL) | Professional Liability - Errors & Omissions (E&O) | Workers' Compensation | Product Liability | Product Recall | Contractual Liability | Completed Operations Liability | Contingent Liability | Owner-Controlled Insurance Program (OCIP) | Contractor Controlled Insurance Program (CCIP)

Business Building team (EU/LA2.4).
Client Management for Europe department.
Europe & Latin America division.
End-of-studies (Dauphine) internship.

• Analysed 4+ insurtech business plans
• Wrote 5+ market analysis
• Wrote 10+ presentations for clients (insurtechs, MGAs, insurance companies)
• Produced a detailed benchmark (data scraping of 300+ quotes) of the French housing insurance market for an automated pricing tool
• Wrote a 5-page appendix of a BAA (a claims management decision tree)
• Built a general conditions writing Excel tool
• Additional collaborations with the Traditional Reinsurance and the Financial Solutions teams within the Client Management department

Underwriting agency (MGA) specialized in difficult risks (nightlife, sawmills, difficult industrial risks, risky leisure parks, vacant buildings, warehouses, ...) in France.

• Priced 30+ tailor made corporate aggravated risks P&C policies,
• Took part in 5 onsite risk assessment visits,
• Proposed 2 new insurance products,
• Produced a 15-page procedures booklet for the Client Services dept and the Finance dept,
• Wrote a call for tender to 5 IT firms for designing a more efficient IT system,
• Attended 3 one-week reinsurance trainings : MS Amlin (Zurich), Mapfre Re International Forum (Madrid) and König & Reeker (Köln).

Investment Advisory department, Wealth Management division.

• Performed 25+ tailor-made clients’ portfolio situation reviews (IRR, leverage, diversification, margin)
• Wrote 10+ investment presentations (equity, funds and structured products)
• Composed 5+ morning meeting introductions (financial markets and press reviews)
• Produced a selection of 20+ companies based on Environmental, Social and Governance (ESG) criteria
• Built a dynamic asset allocation monitoring Excel tool for a London-based 10-people team
• Created a 10-page guideline for client prospection regarding Compliance criteria